Available for: Basic Payroll, Full Service Payroll
Use Patriot’s Direct Deposit Planner Tool to figure out either:
When to run payroll so employees are paid on a specific date, or
What pay date you can use based on the date you run payroll.
Customers should not wait until the last minute. If the standard ACH deadline is missed, Patriot says some customers may be able to use a bank wire or RTP instant payment by 3:00 p.m. ET the day before payday.
Option 1: Find the pay date based on your payroll run date
Go to the Direct Deposit Planner Tool.
Choose Run → Pay.
Select your payroll run date.
Choose your ACH timing, such as standard 4-day ACH or 2-day ACH if available.
Select your time zone.
Review the calculated pay date.
Make sure payroll is approved by the cutoff time shown for your time zone.
Option 2: Find the last day to run payroll for a pay date
Go to the Direct Deposit Planner Tool.
Choose Pay → Run-by.
Select the pay date you want employees to receive their direct deposits.
Choose your ACH timing.
Select your time zone.
Review the last date you can run and approve payroll.
Approve payroll by the cutoff time shown for your time zone.
Important reminders
The tool counts full banking days only.
Weekends and Federal Reserve observed banking holidays are not included because they are not banking days.
Patriot’s direct deposit cutoff is 8:00 p.m. ET, and the tool shows the matching local time for the time zone you select.
For standard 4-day ACH, the pay date must be at least four banking days after the payroll run date.
2-day ACH is only available for established, well-qualified customers upon